Best Health Insurance Companies in India 2022
Health insurance is one of the most important assets of everyone’s life. It allows you to live a life with peace of mind. One of the most appreciated advantages of having health insurance is you can go cashless in the hospital and ask them to start your treatment. There are so many health insurance companies in India, but it is advisable to avail the request for the health insurance from the top health insurance companies in India. In this blog, we are going to tell you the list of top health insurance companies which offer you better coverage at an affordable premium.
Best Health Insurance Companies in India List
HDFC ERGO General Insurance Company
HDFC ERGO Health Insurance is an award winning company that has stetted remarkable claims to ratio which is 92% for this year. The company has designed cashless health insurance plans that are available for family and individuals. One of the most appreciated reasons to opt for this health insurance company is that it offers you a special type of health insurance plan for diabetes patients. It Also Covers Covid-19 Treatment.
Star Health and Allied Insurance
Another award-winning health insurance company that has set outstanding claims to a ratio record of 90% is star health insurance company. It offers you a cashless hospitalization facility and has designed some special plans for diabetes and HIV patients. In addition, an insurer can customize his plan as per his suitability and budget.
Max Bupa has come in the second position in the list of top 10 health insurance companies in India in 2018. The claim to ratio of this company is 90% and have all type of health insurance plans to cater to the needs of every age individual. An insurer will get cashless facility in any hospital within 30 minutes. This company has designed some international health insurance plan for 9 critical illness.
SBI General Insurance
SBI general insurance is a collaboration of State Bank of India and Insurance Australia Group. It has 14000 offices around the globe. The claim to ratio of this plan is 53% and it offers pre and post hospitalization expenses facilities to the insurer.
Religare Health Insurance
Religare health insurance company has made its position in the insurance market renowned in a very short period. The claim to ratio of the insurance plans is 93% which is remarkable. This company has designed some special plans for diabetes, hypertension and senior-citizen health insurance plans.
CEO: Anuj Gulati
Headquarters: New Delhi
Customer service: 1800 102 4488
Manipalcigna Health Insurance
Manipalcigna Health Insurance is a new player in the market of insurance. But the insurance plans of this company are remarkable. The claim to ratio of this company is 91% and an insurer can easily track his claim amount online as well. The insurance plans of this company are customizable and offer you a better coverage at an affordable premium.
Bajaj Allianz General Insurance
Bajaj Allianz health insurance company has come with insurance plans which suits the requirements of every age group. The claim to ratio of this company is 98% and it also offers cashless settlement facilities available in more than 6000 hospitals across India.
New India Assurance
New India Health Assurance Company is backed by the government of India. This insurance company is famous for easy mediclaim procedures. Being top general insurance company It offers you a variety of health insurance plans for every age group. It has also designed an international plan that offers you global coverage.
CEO: Atul Sahai (Dec 2018–)
Founded: 23 July 1919
Customer service: 1800 209 1415
The Oriental Insurance Company
Oriental health insurance plan is a government oriented health insurance company that offers you a comprehensive range of health insurance plans at the affordable premiums. The claim to ration settlement ratio of this company is 89% and you can avail cashless treatment as well.
CEO: A V Girija Kumar
Founded: 12 September 1947
Headquarters: New Delhi
Customer service: 1800118485
Over to you!
We hope this article on the top health insurance companies in India helps you a lot. You can choose any above-mentioned company to avail the request for the health insurance plan. Just compare them and choose the one that gives you the maximum coverage at a reasonable premium.
Top 10 Best Health Insurance Companies in India List 2022
|Health Insurance company||Type of ownership||Owned by Group/Govt||Network of cashless hospitals|
|Manipal Cigna Health Insurance Company Limited||Privately owned company||Manipal Group and Cigna Corporation||4000+ hospitals in India|
|National Insurance Company Limited||Public company||Government of India||Almost all leading hospitals of India|
|Care Health Insurance||Privately owned company||Religare Enterprises Limited||16500+ healthcare providers in India|
|Star Health & Allied Insurance Company Limited||Privately owned company||ICICI Ventures, Oman Insurance Company, Sequoia Capital, Alpha TC Holdings and TATA Capital Growth Fund||11,000+ hospitals in India|
|Universal Sompo General Insurance Company Limited||Public-Private ownership||Indian Bank, Indian Overseas Bank, Allahabad Bank, Dabur Investments, Karnataka Bank Limited and Sompo Japan Nipponkoa Insurance Inc.||4000+ hospitals in India|
|Aditya Birla Health Insurance Company Limited||Privately owned company||Aditya Birla Group||9000+ hospitals in India|
|HDFC ERGO Health Insurance Limited||Privately owned company||HDFC ERGO General Insurance||10,000+ hospitals in India|
|SBI General Insurance Company Limited||Public Sector Undertaking||State Bank of India and IAG (Insurance Australia Group)||6000+ hospitals in India|
|The New India Assurance Company Limited||Public company||Government of India||Almost all leading hospitals in India|
|Bajaj Allianz General Insurance Company||Private-owned||Allianz SE and Bajaj Finserv Limited||6500+ hospitals in India|