Author: FinanceWikki

pmayg.nic.in report for PMAYG (Pradhan Mantri Awaas Yojana Gramin) Annual Report for PMAGY stands for Pradhan Mantri Gramin Awaas Yojana is available at pmayg.nic.in report. It is a home loan scheme which has been launched by the central government of India. It is a rural housing program. The primary objective of this firm is to provide housing to all rural people by 2022. Under this scheme, the government of India provides Pucca Makan that contains all basic amenities like sanitation and power supply. The Indian ruler families who are still living in the kaccha house or don’t have a single…

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Forex Trading Goals Examples in India The Forex Trading Goal Examples are very important in making decisions. Goals, the very word can mean different things to different people. From personal goals in your life to retirement goals you have them in plenty. Not surprisingly if you are planning to invest in the Forex market you need to set your trading goals. There are several first-time Forex traders who enter the market inspired by the success stories they hear from others without knowing forex trading strategies for beginners. They enter the market without having clear trading goals in mind and this…

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Best Mutual Funds to Invest in 2023 Best Mutual Funds to invest in 2022: Today, everyone wants to make more money. You as an investor might want to build yourself some good wealth so that you can enjoy the rest of your life. However, this is easier said than done. Nonetheless, creating more wealth does mean that you will have to create a best mutual funds portfolio. This way, you can have more money for yourself in the medium to long-term. But this also means that you should be willing to take a certain amount of risk. Best Mutual Funds…

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Best SIP Plans to Invest For safe and low investment risk, SIP plans are the best investment options. Individuals can diversify their portfolios and fulfill investment goals by investing a fixed amount, on a fixed date, and basically on a monthly or a quarterly, for a fixed period of time. To choose best SIP plans you should consider all the aspects related to an investment like risk score, maturity benefits, lock-in period. SIP enables investors to regularly uplift their investment amount by fixed amount and enjoy the benefits of compounding. Additionally, SIP Plan gives you the flexibility to choose the…

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Mutual Funds Monthly Income Plans MIP or Monthly Return Mutual Funds refer to the plan where the investor can get good returns. It is a wonderful alternative as it helps in getting better returns in comparison to the post office Monthly Income Scheme (MIS). Mutual Funds Monthly Income Plans offer monthly return through the amount offered regularly by the companies to all its shareholders based on profits coming out of the performance of the Mutual Fund. There are several monthly income mutual funds available in the market and the investors can choose the one as per his/her own objectives. However…

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Mutual Funds Risk Are you thinking of whether to invest in mutual funds or not? Do you find it to be a risky affair? There are a lot of factors that create a lack of trust in the mutual funds on the minds of the investors. The main thing everyone wants to know is whether or not it is sensible to invest in mutual funds. We Indians are very choosy when it comes to investing our hard-earned money. We will look only to put the money as an investment in options that guarantee the safety and security of the money.…

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So you need to pay an important bill, but your paycheck is yet to come. What do you do? Ask a friend or family member for an advance and get done with paying the bill, repaying the one who helped later. But, what if you need a considerably large amount on an emergency basis? Who do you turn to? Friends and family members may not always have the required Small Cash Loan at the very moment, nor will your employer furnish you salary weeks before the due date. What is Small Cash Loan The best option to get out of…

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Bad Credit Score Oh! Don’t even ask about this. So much is there to bear when bad credit situation occurs. Only nightmares come to life and finances feel like the dead. There are ‘several to many’ bad effects of poor credit situation and some of them are very prominent and dominating. Consequences of Bad Credit Scores You fail to qualify for loans, not even long-term but also short-term. There are many types of needs for which you may need additional funds that can be availed through loans. But thanks to your credit score performance that always comes between you and…

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Purchasing a car is a big financial step for many. Often, instead of paying the lumpsum amount, what individuals rather do is take a loan to cover the cost of the purchase and then repay the loan with their convenience. The two most common options for getting such finance so as to purchase a car are the personal loan and the car loan. Personal Loan vs Car Loan As the name suggests, a personal loan is taken to cover the expenses of varying nature of the borrower, be it paying for a medical emergency, funding a travel, financing education, etc.…

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SBI Pension Loan Although a retired person receives PPF and monthly pension, sometimes he needs lump sum money to navigate from unexpected situations. SBI has designed the pension loan for all pensioners who are below 76 years. They can avail of the request for the pension loans up to 14 lakhs. The sole purpose of this loan scheme is to help pensioners to live independently even after retirement. With the SBI pension loan, you can sort out all your emergency expenses like paying house debt, children fees, hospital expenses, and so forth. SBI Pension Loan- keyfactors Key Factors of SBI…

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No Credit Check Loans Come with Instalment benefits Bad credit borrowers struggle to get a deal at affordable interest rates. Whereas traditional lenders and banks shut you out of using loan products, direct lenders charge high-interest rates on the loan amount. Much as FinTech has introduced a convenient approach for borrowing money, you cannot escape the impact of impaired credit standing. Having a hard credit check when you already have low credit score. Below 721 credit score, considered “Fair” by Experian, the top credit reference agency of the UK will be like driving a nail into the coffin. What is No…

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Home Loan Interest Rate Non-banking financial institutions offer an array of loans specialised for chartered accountants. Anyone can avail a business loan to expand their firm, a personal loan to cover big-ticket purchases, a loan against property for even larger expenses, and a home loan to purchase/build a dream house at a very attracting Home Loan Interest Rate. How Home Loan Helps Availing a home loan may be one of the highest financings you can avail of in your life. A home loan can help you as a chartered accountant in more than one way. Home loans are long-term advances…

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Why is Free Debt Advice Helpful for You? Debt is a tricky slant and it just goes one way – down! Numerous individuals have wound up on it and some have lamentably slid the whole distance to the base where bankruptcy, bailiffs, repossession, and joblessness anticipate. Others, fortunately, tended to the issue in time and kept away from such a result. So what did they do that the others didn’t? They searched out free debt advice that enabled them to gain back in power of their accounts and back onto level ground. One of the main things they will have…

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ULIP Full Form Full form of ULIP is United Linked Insurance Plan, which is one of the most popular insurance plans that offer extra liability, flexibility, and extra services. All ULIP plans allow individuals to invest in a share, stock or bonds along with all important risk-coverage. ULIP Plan Full Form in Finance Understand the ULIP meaning in this way, a small amount of the premium goes to secure life insurance and the rest of the money invested just like equity and debt instruments do. There a wide range of Best ULIP Plans offered by the various financial firm, so…

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Sukanya Samriddhi Yojana Calculator Sukanya Samriddhi Yojana is one of the most wonderful steps that has taken by the Government to provide financial security for a girl child. Most of all the banks of India are offering this scheme, and their account opening process and claiming process is very simple as comparing other schemes. Though, some users face difficulty to calculate the exact amount they will receive at the end of the maturity period. Let us inform you, Sukanya Samriddhi Yojana Calculator is an online tool that will not only give you calculates the approximate value, actual interest, but also…

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