Sukanya Samriddhi Yojana Calculator


What is Sukanya Samriddhi Yojana Calculator?

Sukanya Samriddhi Yojana is one of the most wonderful steps that has taken by the Government to provide financial security for a girl child. Most of all the banks of India are offering this scheme, and their account opening process and claiming process is very simple as comparing other schemes. Though, some users face difficulty to calculate the exact amount they will receive at the end of the maturity period. Let us inform you, Sukanya Samriddhi Yojana Calculator is an online tool that will not only give you calculates the approximate value, actual interest, but also acknowledge you whether your daughter and you are eligible for this scheme or not. As per the scheme policy, the interest rate is compound annually. Sukanya Samriddhi Yojana Calculator helps you in calculating exact invested amount with an interest rate.

Let understand the steps on how to calculate the amount from this example. Suppose your daughter is of 4 years and you began contributing 12000 rupees from 1st April 2015 and each fiscal year on the same date you will deposit Rs. 12000 till when she turns 21 years and the expected amount will be 761821.4. The utilization of Sukanya Samriddhi Yojana Calculator is to calculate the total amount and the eligibility criteria. With this tool you can estimate the total amount after the completion of the maturity period, interest rate annually and how much you save by investing amount in this scheme for your daughter.

As per the government guidelines there some set of rules that everybody has to follow before taking the benefits of this scheme.

  • The age of a girl should be on or below 10 years.
  • The parents cannot take the benefit of this scheme only for two girls.
  • A citizen should be Indian.
  • The minimum installment must be Rs. 1000 up to 1.5 lakh per year.

How to Use Sukanya Samriddhi Yojana Calculator

If you are eligible for this scheme, then you can open the account at the nearest bank of your city. Before opening an account if you want to gain some knowledge about the maturity year, total revenue and interest than you can take help of Sukanya Samriddhi Yojana Calculator which can show you all the calculation as per your installment. To maintain a record of each month, with interest rate you can create Sukanya Samriddhi Yojana Chart and enter the information on it.

Download Sukanya Samriddhi Yojana Calculator

How to Calculate Sukanya Samriddhi Yojana Return?

Now, let understand how to calculate Sukanya Samriddhi Yojana return when you deposit installment Annually.

  • Step 1. Download Sukanya Calculator in excel by clicking above link
  • Step 2. Open the downloaded excel file
  • Step 3. Enter the annual installment amount, which you wish to deposit per year
  • Step 4. Check maturity amount which your daughter will get after 21 years
  • Step 5. Below that you can see year by year money growth

Also read: Balika Samridhi Yojana | How PPF Account works

Sukanya Samriddhi Chart

Age of Girl Account Age Deposit Date Deposit Amount Principal Amount year end Yearly Interest Total amount year end
3 1 01-Apr-15 12000 12000.0 1104.0 13104.0
4 2 01-Apr-16 12000 25104.0 2309.6 27413.6
5 3 01-Apr-17 12000 39413.6 3626.0 43039.6
6 4 01-Apr-18 12000 55039.6 5063.6 60103.3
7 5 01-Apr-19 12000 72103.3 6633.5 78736.8
8 6 01-Apr-20 12000 90736.8 8347.8 99084.5
9 7 01-Apr-21 12000 111084.5 10219.8 121304.3
10 8 01-Apr-22 12000 133304.3 12264.0 145568.3
11 9 01-Apr-23 12000 157568.3 14496.3 172064.6
12 10 01-Apr-24 12000 184064.6 16933.9 200998.5
13 11 01-Apr-25 12000 212998.5 19595.9 232594.4
14 12 01-Apr-26 12000 244594.4 22502.7 267097.1
15 13 01-Apr-27 12000 279097.1 25676.9 304774.0
16 14 01-Apr-28 12000 316774.0 29143.2 345917.2
17 15 01-Apr-29 0 345917.2 31824.4 377741.6
18 16 01-Apr-30 0 377741.6 34752.2 412493.9
19 17 01-Apr-31 0 412493.9 37949.4 450443.3
20 18 01-Apr-32 0 450443.3 41440.8 491884.1
21 19 01-Apr-33 0 491884.1 45253.3 537137.4
22 20 01-Apr-34 0 537137.4 49416.6 586554.1
23 21 01-Apr-35 0 586554.1 53963.0 640517.0


We have above mentioned all the basic steps that you need to Create Sukanya Samriddhi Yojana chart. Still, you experience difficulty do comment we will help you.

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About Author

She is a finance writer. With 2 years of experience in finance marketing, she knows how to execute money in the right direction and acknowledge you about everything related to the finance through her blogs. One of the best things about her, she enters creative things in her blog that force you to read in a depth.

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