Star Health Insurance Covered Diseases List- Intro
In order for people like Avinash to choose the best health insurance plans based on their needs, we will also go over the ailments that are covered by Star health insurance in this section.
Receiving a serious sickness diagnosis will not only make you more miserable and painful, but it will also put a lot of strain on your financial situation. You require expensive treatment to fight the sickness, which will burn a hole in your wallet. Star Health insurance plans will provide you with financial support so that you can treat your illness as effectively as possible. To find out what exactly this company’s health insurance will cover, you can also look through online listings like the daycare Star Health Insurance Covered Diseases list and others.
Star Health Insurance- About
In terms of GWP written for the years 2020–2021, Star Health Insurance Company is the largest independent health insurance provider. The first independent health insurance company in India, Star Health Insurance Company, was established in 2006. The Star Health Insurance Company offers services for health, personal injury, and international travel insurance, among other things. Products from Star Health Insurance Company were created with the needs of the general population in mind. The price of Star health insurance varies according to the kind of plan you select.
Read: Best Health Insurance Companies in India
Star Health Insurance covered diseases List
- Cardiovascular Diseases
- Tumor in Brain
- Kidney Disease
- Psychiatric Disorders
- Autism Spectrum Disorder
- Irreversible Paraplegia
- Cerebrovascular Stroke
Top 10 Star Health Insurance Covered Diseases List
If left untreated, a cataract is an eye condition that can lead to reduced or lost vision. Seniors (those over 60) are more prone to developing cataracts than younger people. But cataracts are now also affecting persons who are younger (about 40 years old). Smoking, being overweight, having diabetes, abusing drugs, and other factors are important causes of cataracts. After a certain time, most Star Health insurance policies cover cataracts (the waiting period).
- Spectrum Disorder in Autism
The verbal, nonverbal, and social interactions of a person are affected by this brain development condition. The Star Special Care policy is the best option for kids with autism, according to research.
- Cardiac Conditions
These days, the prevalence of cardiovascular disorders is increasing at an alarming rate. As a result of faulty heart and blood vessel function, cardiac illnesses develop. Everyone should eat healthily and exercise frequently to ward off cardiac illnesses. Heart problems should be tested twice a year on anyone over the age of 40. Heart attacks, strokes, heart failure, excessive blood pressure, and other cardiac conditions are common. You can either buy a Star Cardiac Care insurance policy or a Star Criticare Plus insurance policy to improve your defence against numerous cardiac disorders.
- Chronic Kidney Disease
When the kidney fails to function as it should, it is said to have chronic renal disease. If you have Star Health & Allied Insurance’s Criticare Policy, you will continue to be covered for costs associated with treating chronic kidney disease.
- Psychosomatic and Psychiatric Disorders
Psychosomatic and psychiatric disorders are mental illnesses that impair a patient’s capacity to carry out daily tasks. Star Health & Allied Insurance provides Star Medi Classic Insurance, which guards against costs associated with mental and physical illnesses.
Since 2020, COVID-19, a highly contagious illness, has spread over the world. This illness is caused by the highly contagious SARS-CoV-2 virus. Although the majority of people may still experience mild to moderate symptoms, it is risky for the elderly and those who have additional comorbidities. Pneumonia, multiple organ failure, septic shock, and even death could all result from this illness. Three personalised plans from Star Health Insurance offer full coverage for coronavirus medical expenses.
Diabetes is a long-term condition that raises blood sugar levels. Some of the health insurance plans provided by Star Health Insurance, but not all of them, will pay for hospitalisation costs related to Type 1 and Type 2 Diabetes.
Cancer The Cancer Care Gold Plan from Star Health & Allied Insurance will pay for all costs associated with any necessary treatment after receiving a cancer diagnosis.
- Irreversible Paraplegia
Permanent paralysis of a person’s lower limbs brought on by a spinal cord injury is known as irreversible paraplegia. A Star Crirticare Plus Insurance policy may provide coverage for the medical costs associated with this ailment.
- Irreversible Quadriplegia
Irreversible quadriplegia is the irreversible paralysis of a person’s entire body, including all four limbs, from the neck down. Spinal cord injuries are the main cause of it. Your Star Criticare Plus Insurance policy will cover any medical costs brought on by this condition.
How Can I Purchase Online Star Health Insurance Plans?
By following the few easy steps listed below, you may purchase a Star Health Insurance plan online at Policybazaar.com with ease-
- Visit Policybazaar Insurance Broker Private Limited’s website.
- Select the “Health Insurance” icon.
- Give the requested information, such as your age, contact information, medical background, etc.
- There will be a list of health insurance plans provided by different insurers, including Star Health Insurance.
- Select the most appropriate Star Health Insurance programme.
- Online premium payment is required.
- You will receive your Star Health Insurance coverage.
Read: Everything About Health Insurance
Star Health Insurance Covered Diseases List- FAQs
- What is the length of the Star Health insurance waiting period?
There is a 30-day waiting period before filing a claim under a fresh or new policy, unless the claim is the result of an accident.
- How may I make a post-hospitalization claim?
When filing a conventional health insurance claim, you can submit the pertinent medical bills and paperwork, such as the doctor’s certificate and discharge summary, to your insurer in order to claim both pre- and post-hospitalization costs for diagnostic, consultation, and medication costs.
- Can we submit a root canal insurance claim?
Your health insurance covers dental treatments when you receive care at a network facility, up to the maximums outlined in the policy agreement.
- What exactly is day care therapy?
Treatment methods that need less than a 24-hour hospital stay are referred to as “day-care.”
- Does health insurance include dental coverage?
Yes, mediclaim or health insurance policies can cover dental care. The MediCare and MediCare Premier health insurance plans from Tata AIG feature dental coverage that covers both outpatient and inpatient dental care.