Author: FinanceWikki

Though the title of this blog may sound quite intriguing, technically it is quite simple. This is the ultimate dilemma that traders face regularly. Investors know the advantages of booking profit in the share market. However, many novice investors are unaware of the value of booking profit in the share market and finish at losing their money. Because of insufficient knowledge of the stock market for beginners can cause major loss. So, it is very important to learn about the trades before jumping into the stock market. If you are a novice trader and want to learn about the right…

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Personal Loan Mistakes to Avoid Before pinpointing the top 10 personal loans mistakes to avoid. I just want to ask one question and that is “why we take a loan”? The most common answer to this question is we borrow money to fulfill the emergency needs or to consolidate other debts. So, as you need a loan for whatsoever reason. It is a pretty cool idea, but taking a loan has never been so easy. However, you need to be cautious while taking a loan to avoid personal loan mistakes. Keep in mind, lack of awareness can lead to big…

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Term insurance is your best friend that protects your family and provides financial coverage for a certain time of period. It is one of the most suitable and affordable plans. We cannot predict our future consequences, but we can take precautions and safeguards against unpredictable circumstances. What if when your family member who is earning and suddenly dies? How you handle your financial expenses like children’s fees, the survival of the family member, daughter marriage and so forth. No worries, one of the effective ways that overcome your financial issues is to take a term insurance plan. So, if you…

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National Pension Scheme (NPS) is a retirement scheme regulated by the Pension Fund Regulatory and Development Authority (PFRDA). Set up in 2004, the scheme offers a mode of making systematic or regular investments by the public during their working years, to be available on retirement, thus acting as a saving plan. While it started out as being a mandatory scheme for government employees, voluntary contributions can now be made by private organizations or even separately by non-salaried individuals.  Types Of National Pension Scheme There are two types of National Pension Scheme accounts: Tier I and Tier II. Tier I NPS…

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If you want to Invest in Ulip or Mutual Funds, but not sure what product should be better for you. We do an analysis of ULIP vs Mutual Fund and putting the conclusion over it. Ulip and Mutual Funds both are the same types of products and for investors who wish to maximize their wealth over a longer period of time and look for market-linked returns. Ulip Vs Mutual Fund Ulip stands for Unit Linked Investment Plans, is a balanced combination of investment and Life Insurance, which simply means that it provides risk cover for the policyholder along with gives…

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Stock Market is the maze. When you step into this, you must have proper knowledge of it. No matters, whether you are a beginner or an intermediate, here you will get everything all you wanted to know about stock marketing. We understand it can be difficult for a novice trader to determine How Stock Trading Works and how to get maximum return with a minimum risk level. So, if you are a younger trader and seeking guidance, then you have come to the right place. Keep following the article that inspires you to invest in the right direction. Top Things…

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What is Bluechip Fund? Financial experts often opine that you can make your money work to make more cash. Most people invest money in a plethora of sectors with the hopes of getting high returns. Real estate, share market, gold, stocks, and bonds are some of these. But the return opportunities depend on the development of international trade and commerce. Investors cannot predict the ups and downs. However, you can consult with investment experts to safeguard your money. If you are looking for a safer alternative, then you can invest money in financial institutions. It is here that the banks…

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