What is no Claim Bonus in Bike Insurance? What is no Claim Bonus in Bike Insurance?- The Answer to this Question is It’s possible that you won’t always have a claim to make to your insurance company. Those who maintain their bikes properly, commute safely and refrain from abusing their insurance frequently have no claims to file. If you fall into this category, you may be eligible for a No Claim Bonus on your bike insurance. NCB is a benefit for not bringing any claims. In fact, a two-wheeler policy is one of the elements that encourage bike owners to…
Author: Ashtik
PF Balance Check With UAN Number Employee Provident Fund, or EPF, is crucial to an employee’s financial well-being. It’s a retirement account that receives equal monthly contributions from the individual and the employer. An online EPF member passbook will be given to each employee who is an EPFO member. This passbook lists the total amount paid into the employee’s PF account as well as the specifics of each party’s monthly contributions. It is now simpler for employees of a firm to check their EPF balance. The annual EPF statement shared by the company is no longer required for the employees…
Check Your Free CIBIL Score by PAN Card Every time you want to borrow money or apply for a credit card, it is crucial to monitor your CIBIL score. One of the key considerations in determining whether to approve someone for a loan or credit card is their CIBIL score. It is determined by taking into account a number of variables, including the applicant’s credit history, prior loans, and financial situation. Given its importance, checking the CIBIL score is rather straightforward. Using your Aadhar card, PAN card, passport, driver’s licence, or voter ID, you can check your CIBIL score. You…
Instant Loan Without Salary Slip in India What do you do when you have a financial emergency and need money immediately? Your best course of action is to apply for a personal loan. Personal loans are virtually always available from banks and other financial institutions, although the application process might be lengthy. The documentation processes could be difficult. Additionally, you need a spotless credit history. Due to its inherent benefits, such as, the finest instant loans in India without a salary slip should be an appropriate substitute in these instances. An instant personal loan is a quick and practical way…
LIC Single Premium Endowment Plan The Single Premium Endowment Plan from LIC is a one-time investment vehicle that enables you to cover both your life insurance needs and long-term financial objectives. The plan is a great way to stash windfall profits without having to worry about future premium payments. The Single Premium Endowment Plan from LIC also provides other advantages that a life insurance policy delivers. It is participation insurance, thus at the end of the policy term, there are Guaranteed Additions. Read: How to become Smart Investor? LIC Single Premium Endowment Plan- Features Review Take a look here for…
LIC Surrender Value Calculator Lic Surrender Value Calculator helps to calculate the surrender value of lic of India. In exchange for a little sum known as “Premium,” which is to be paid by the insured customer to the insurance company on a regular basis, the insurance company promises to pay the maturity benefit to the insured or the death benefit to the insured’s nominee under the terms of a life insurance policy. The LIC surrender value calculator of a life insurance policy from LIC is determined by multiplying a single premium by 75% of the remaining term till maturity or…
How to Become a Smart Investor Smart Investor: How to become a smart investor? Answer of this is- Not everyone has the ability to be an expert in investment planning. But even a novice investor can maximize his investments with the help of some simple investing advice. A product that is aggressively pushed in the market can easily fool a novice investor who is unfamiliar with the many investment options. Such a product, however, might not satisfy his investment objectives or might end up being inappropriate in the future. One poor investing choice might cause you anguish and financial loss.…
Principles of Insurance Principles of Insurance is defined as A contract between a person (Policyholder) and an insurance business is known as an insurance policy or plan (Provider). According to the terms of the contract, you pay the insurer regular sums of money (referred to as premiums), and they pay you if the sum assured is realised in the case of an unpleasant occurrence, such as the early death of the life insured, an accident, or damage to a home. Let’s learn more about what insurance is and the different features, importance ,types of insurance and principal of insurance that…
1 Crore life insurance Policy Plan Even if you have a solid job and all the resources necessary to support your family, that doesn’t guarantee that you will in the future. Death is a mystery. Therefore, life insurance is a crucial component of your financial plan and enables you to provide for the future of your loved ones. A life insurance coverage reduces the likelihood that families may experience financial hardships in the event of a sudden death. One of the simplest and purest types of life insurance is a term life insurance policy. More than simply that would be…
What is Pre EMI? On buildings that are still being built, pre-EMI options are available. With this option, the principal of an EMI is not paid; only the interest portion is. Why? The lender also delivers funds in tranches because the majority of construction projects necessitate paying a portion of the total cost at various construction phases. In light of this, pre-EMIs enable you to reduce your loan expenses while paying only the pre-EMI interest throughout loan servicing. As soon as you settle into your new house, you begin making principal payments. However, the pre-EMI period often lasts for three…
Lifetime Free Credit Card When looking for the finest credit card for yourself, the annual fee is a crucial consideration to take into account. Almost everyone wants a credit card that will offer them the greatest benefits for the least amount of money in fees. Since they don’t want to pay anything for a credit card, some people even search for lifetime free credit cards. Nearly all card issuers provide certain lifetime free credit cards in response to such consumer demands. Read: 1 Crore Life Insurance Plan Lifetime Free Credit Cards- Features and Benefits Look for the features or benefits…
Types of Markets To know Types of Markets first we have to know about the Market. A market is defined as a venue where buyers and sellers can transact, exchange goods and services, and share information. The fundamentals of an economy are thus the involvement of the items and the parties to trade in order to simplify the ideas of demand and supply. A market is a place where any kind of transaction can occur. Buyers and sellers are the two main reliant aspects by which a market can function. The buyers and sellers physically gather in an Indian market…
SBI FD Interest Rates Because they are risk-free and provide guaranteed returns, fixed deposits are a favoured kind of investment. You can take advantage of enticing SBI FD interest rates and tenors that meet your demands with SBI. You can choose your chosen deposit amount starting at a minimum of Rs. 1,000 and they are simple to open online. You can also get a loan secured by your SBI FD, in addition. A multitude of features and advantages of an SBI FD can help you to secure your future.Look hereis the guide to know for the sbi fd interest rates.…
Member Passbook Every employee registered under the EPF social plan is entitled to an Employee Provident Fund (EPF) member passbook, which is a formal and legal document. The member passbook provides all pertinent information regarding the monthly contributions made to the retirement plan by the company and employee. This EPFO Member passbook includes all pertinent information, as well as any interest that has been paid into the beneficiary’s account. Read: EPF New Composite Form EPFO Member Passbook The Employees Provident Fund Organization, or EPFO, offers an online service called EPF passbook. Additionally, the EPF member passbook resembles a bank passbook.…
Best Investment Options for Salaried Person All income groups are concerned about selecting the finest investment solutions for wealth management. Even though saving money is important for a solid financial future, you shouldn’t rely solely on your savings. You can choose from a variety of long- and short-term investing options depending on your objectives and level of risk tolerance. Many of India’s best investment options provide supplementary returns in the form of assured additions. Even though starting to invest in your early to mid-20s is desirable, there are no drawbacks to starting later. As long as you make wise investments,…