Author: Ashtik

How To Surrender LIC Policy? Let’s understand what is surrender of lic policy and how to surrender lic policy. People can choose from a large selection of insurance offered by the Life Insurance Corporation of India. It is one among India’s oldest and most well-known insurance providers. Most people put some of their money into different sorts of securities. Saving money for the future is equally vital as investing for bigger profits. LIC policies are typically long-term investments. However, they give you the choice to revoke your LIC coverage. Everything a person needs to know about surrendering a LIC policy…

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Post office Interest Rates Table Post Office interest rates Small Savings Plans have recently been very low. The most recent post office interest rates, which are valid from October 2022 to December 2022, have been released by the Ministry of Finance. We could see that they had raised the interest rates on a few small-scale savings plans. This page will provide updated post office interest rates for small savings plans that are valid from October 2022 through December 2022. Let’s now briefly review the features of the Post Office Small Savings Schemes. You will be better able to select the…

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IRDA Claim Settlement Ratio 2022 I’m sure many of you have heard of the IRDA. It is simply the Insurance Regulatory and Development Authority’s acronym. The Authority supervises the operation of the Life Insurance and General Insurance companies doing business in India and serves as the industry’s regulatory body. The IRDA’s primary goals are to safeguard policyholder interests and control the insurance market. An insurance company’s ratio of claims settled to claims filed within a given fiscal year is known as the insurance irda  claim settlement ratio. Health and life insurance companies have different claim settlement ratios. Lets know more…

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How to Write Self Cheque Users can execute transactions securely using financial instruments like cheques.  The bank may reject or not honour these cheques if they are not properly drafted. Processing a cheque k can be challenging if there is any sort of default or overwriting problem. As a result, you must be knowledgeable with all of a cheque’s parts, the parties involved, and how to write a self-cheque in order to manage one effectively. You can withdraw cash from your bank account in a number of methods, including by filling out a bank cash withdrawal form, using a check…

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SIP Calculator SIPs are a means to periodically invest a set amount of money in mutual funds (weekly, quarterly, or monthly). It is a practical approach to invest in mutual funds because you don’t have to start with a large initial commitment and can begin with as little as $100. The returns on your SIP calculator investments can be calculated with the use of a sophisticated and simple instrument called a Systematic Investment Plan SIP Calculator. You can use sip calculator to estimate how much money you will need to put aside each month in order to achieve your goal.…

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SBI CIBIL Score Check An individual’s credit history for loans and credit cards is kept on file by Credit Information Bureau Limited (CIBIL), an Indian credit information business. A CIBIL score is generated for that specific person based on their credit history after CIBIL obtains this data from member banks and credit institutions. In India’s financial system, CIBIL scores are very significant. They both aid customers in obtaining loans more quickly and assist lenders in running their operations more efficiently. So look here for sbi cibil score check guide. Borrowers must become familiar with SBI CIBIL score check in order…

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SBI Demat Account- Review One of India’s largest banks, State Bank of India (SBI), is renowned for the top-notch services it offers to people with bank accounts. In order to provide investors and traders with a more dependable broker, SBI founded their stock brokerage firm called SBI Securities in the year 2006 as part of their expansion of their superior services. The bank’s primary offering is the SBI Demat Account. Through SBI Cap Securities Ltd., SBI provides services connected to sbi demat accounts (SBICap or SBICapSec). SBICap, a 2006 incorporation, offers loan, investment, and broking services. Both private individuals and…

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Passive Income Ideas Our economy has been challenging due to the pandemic and other mitigating circumstances. Additionally, everyone is reevaluating their paychecks and bank accounts as a result of rising inflation. Using passive income ideas or  sources to produce more revenue is one method to survive these days. The popularity and accessibility of this concept are rising quickly. Although passive income ideas is based on regular wages, it typically comes from sources other than contractors or employers. The IRS defines passive income as income from a business or rental property that the individual does not actively manage. This income may…

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Best Chit Funds In India Best chit fund in India are thoroughly discussed here. Considering that registered best chit funds in india typically have short maturities and low subscription costs, investing in them is a wise financial move for investors. Individual needs can be accommodated in the investment’s design. Regular payments can be a solid source of money in an emergency and can help you establish financial discipline. However, you must also be aware of the traps and regulatory gaps when investing. The legitimacy and creditworthiness of the organisation and the fund’s promoters should be a major factor when making…

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National Pension Scheme There comes a phase when you can no longer work with the waning of physical strength and agility. You must be self-assured that there is a continuous flow of income even after you stop working. At this juncture of time, only pension schemes can help you sustain. It will also help you to remain financially independent. National Pension Scheme Authority National Pension Scheme is a government-proposed plan introduced by the Indian government in the year 2004. This plan was initially limited to the government employees but later in 2009, was made available to the other segments of…

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Recover SBI Password Online The YONO SBI and YONO LITE SBI mobile applications from State Bank of India are used for a variety of tasks, including money transfers, bill payments, applying for ATM debit cards, opening SBI zero balance accounts, and more. The simplest approach to use SBI Baking services online without going to a bank branch is to use this method. However, in order to use SBI Mobile Banking, you must first login to the app with a User ID (Username and Password) or MPIN. But what if you can’t remember your login information? If you’re having trouble logging…

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How to generate SBI ATM Pin? How to generate SBI ATM PIN? – there are several methods for doing so. We will go over every method for generating an SBI ATM PIN in this article, including an online service. You can create a new PIN for your ATM/debit card utilising SMS, internet banking, ATMs, and customer care help with the State Bank of India’s Green PIN option. Your SBI ATM card account is protected from unauthorised transactions by a personal identification number (PIN). Here is how to generate SBI ATM PIN by SMS, ATM, net banking, or customer service without…

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Yes Bank Balance Check Number Rana Kapoor and Ashok Kapur founded Yes Bank in 2004, which is currently the fourth-largest bank in India. As of 2019, Yes Bank, one of the banks with the highest growth, had 3450 bank branches around the nation. It’s crucial to periodically check the balance on your credit card. Making sure you don’t go over your credit limit is made easier by being aware of your exact credit card amount. You can better manage your funds as a result. Your balance can be checked whenever you want using a variety of free, accessible methods thanks…

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UCO Bank Mini Statement One of the biggest nationalized or government-owned commercial banks in India is UCO Bank, originally known as the United Commercial Bank. It was founded in 1943 in Kolkata and is a wholly-owned subsidiary of the Indian government’s Ministry of Finance. To give all of its customer’s speedy access to banking, the bank has developed cutting-edge banking services. Additionally, it offers a number of ways for its clients to get the UCO Bank mini statement. Customers will be able to check the history of their account’s transactions whenever they wish thanks to this. Customers can obtain their…

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Merger of Public Sector Banks Merger of Public Sector Banks- The merging of numerous public sector banks has been announced by the central government of India in an effort to increase the efficiency of the banking system. The merging process has been ongoing for a while. The Union cabinet approved the consolidation of Public Sector Banks on March 4, 2020, and it will go into effect on April 1st. Syndicate Bank became Canara Bank, Andhra Bank and Corporation Bank became Union Bank of India, and Allahabad Bank became Indian Bank as a result of the merger of Oriental Bank of…

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