Author: FinanceWikki

Credit Card Uses- How to use a Credit Card Wisely? Utilization of the credit cards in our life has become omnipresent. Because they offer you the ability to pay for items when cash is a bit tight. However, this financial tool doesn’t come with a mutual telling how to use it wisely. Luckily, there are many people who found some tips about using a credit card responsibly. Here, in this article, we will cover those tips that I have learned along a way. So, let’s take a review of Best credit card uses. Best Credit Card Uses Tips Live within…

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Free Credit Card Data sourced from the Reserve Bank of India suggests that payments made through credit cards in India rose above Rs.6 lakh crore in 2019. Increase in the growth rate by 30% in comparison to Rs.4.6 lakh crore in 2018. This indicates that the use of credit cards for monetary transactions in our country is increasing. Credit cards come with various utilities and benefits but they also require substantial maintenance such as annual processing charges, cash advance fees, etc. To avoid such additional payments, interested candidates can opt for a free credit card. What is a free credit…

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Warning Signs That You Should Stay Away From Credit Cards Due to the advancement of technology, every sector of the industries is booming and financial is nothing exceptional. Today, people can easily go out anywhere by carrying minimum cash with them. All this is made possible because of the introduction of credit and debit cards in our life. Well, the amount of money available in a debit card account is what you actually owe but in credit card, you don’t actually owe the money and you will have to return the money that you spend. Signs to Avoid Credit Card…

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Credit Karma – Know your Credit Score Free It’s a good rule thumb to check credit profile at least once in a month because it gives you clear insight regarding account balance, payment status and gives you time to make credit score good before serious credit damage occurs. If you often check your credit score, you might have known that there are so many free agencies like Equifax, Experian and Annualcreditreport.com are offering free credit reports. But, the one downside of these credit agencies reports don’t include your credit score. The only legit way to check the credit score by…

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Instant Credit Card Approval India Applying for a credit card can often be a lengthy process especially if you are applying for the first time. To approve a credit card, banks, card issuers, and the bureau conduct a check on your credit report and your credit score. It is important to make sure everything is in order before you apply for a credit card, or else there can be a delay in the approval process, or it can also lead to the rejection of your application. Instant Credit Card Approval India 2023- Tips Maintaining a Good Credit Score It is…

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Improve Credit Score You don’t realize what problems you could face with a bad credit score until you don’t improve your credit score. Bad credit source not only leads to frustration but also makes it difficult to get approved for loans or credit cards. Even if you get a loan, you have to pay a higher interest rate. Even your home loan application may be turned down or you’re required to pay a higher deposit. Steps to improve your credit score However, the good news is that you can anytime work on improving credit score. It is not going to…

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Best Credit Card for Online Shopping 2022 For shopping enthusiasts, a credit card is an important tool that allows them to buy anything from anywhere because online shopping is one of the best Credit Card uses in this digital world of e-commerce. Rewards, gift vouchers, and cash backs are important features that attract users to use a credit card. There are so many companies which have been offering top credit cards for online shopping. Below, we have listed the best credit cards for online shopping, the few of them can be accessed at all online shopping stores. Best Credit Cards…

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Benefits of Maintaining a Good Credit Score in 2022 You can definitely survive with bad credit. But life with a low credit score is a struggle. A good credit score makes your financial life so much easier that it would be a mistake to undermine the importance of maintaining a good credit score. An excellent credit history is a reflection of your good financial behavior. It gives the potential lenders the confidence that you will be able to repay the loan in full and on time. Thus, it gives you an opportunity to lock in better interest rates and best…

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How to earn most of your Credit card Reward Points When it comes to credit cards there are two schools of thought. One firmly believes that credit cards are the root of all evil and the reason behind many people spiraling into debt. Then there is the other school which believes that credit cards, when used wisely, are extremely beneficial in terms of Credit Card Rewards. Benefits of Credit Card Rewards When it comes to settling this argument, let’s just say that the latter school of thought is on the right track. Of all the benefits that come with using…

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What is Sukanya Samriddhi Yojana? Sukanya Yojana was launched with the aim for the welfare of a girl child. This is one of the most popular welcome steps that has been taken by the Government to change the mindset towards the girl child and reduces the financial burden from their parents. As per the scheme a parent can deposit up to 1.5 lakh for her daughter a year. However, there is no restriction on the amount which is deposited in a month. A parent can withdraw invested amount when her daughter turns 21 years old from the date of opening…

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Car Insurance Tips For many new car owners, insurance is a term that causes confusion and doubt. It is important to buy a good insurance policy from a good company so that you will be financially backed up in a time of a crisis. Here are 10 car insurance tips or things that you must know before buying a car insurance policy. Car Insurance Tips- Things About Car Insurance Nobody Told You Covers Under Third Party Policy Third-party policy is a mandatory document as stipulated by the Motor Vehicles Act. The third-party policy will cover for any third-party liabilities which include…

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New India Assurance Policy Renewal New India Assurance is one of the renowned general insurance companies in India, headquartered in Mumbai, today’s operated in more than 27 countries. It has not only the stronghold on India, but it is one of the leading global insurance groups in Multinational market as well. Hard work professionals, diverse insurance policies, effective and advanced technology are core keys that take this company out of the crowd. Generally, there are two ways to buy the company’s insurance policy. Either you buy online or offline. And New India Assurance Policy Renewal can be done by Online,…

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Some Online Business Ideas Cryptocurrencies are highly decentralized digital currencies that allow people to buy and sell various products and services with anonymity. They have become wildly popular in the last couple of years. The reason why some of the world’s population adores trading with cryptocurrencies is that they use an alternative payment method which excludes all the added fees. Logically, banks around the world are lobbying against them since they cannot make any profit out of it. Bitcoin is the most popular and the most valuable cryptocurrency today. There was a time in late 2017 where one Bitcoin had…

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Direct Selling Talking about direct selling is certainly an interesting subject and can it be the next driver for all startup commerce companies? Well, here we need to understand different aspects to get the answer. Direct selling has been re-invented these days and that has happened due to a number of reasons. Talking about some of the reasons why direct selling has been re-invented, the first one is certainly the slow economy. When we are witnessing the slow economy, people are looking towards opportunities that may give them an alternative source of income to add to their financial status. Ways…

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Zero Depreciation Car Insurance Meaning Zero Depreciation Car Insurance: Before going to understand about zero depreciation car insurance policy, we would like to give you a clear definition of depreciation – A depreciation is a markdown in the value of assets due to factors such as age, wear and tear. As you now understood about the depreciation. Let’s understand what is zero depreciation and why should buy zero depreciation car insurance? What is Zero Depreciation Car Insurance? Let’s understand the Zero Dep Car Insurance meaning with this example. In the event of an accident, if your car is damaged, you…

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