How to Get best value of your Unwanted Gold in India? Selling surplus gold to old gold buyers can be a fast way of earning some additional cash for gold, however, getting the finest deals isn’t easy. There are many specialist cash for gold companies to select from, however, they may not provide you the finest prices. Selling surplus gold to the high street old gold buyers or using an online website like eBay might take extra time, however, it’s possible that you’ll get more money. So, consider these tips if you don’t know how to sell gold for cash…
Author: FinanceWikki
Need of Financial Planning We are living in a highly competitive era that the world has ever seen. Amid the various aspects of rising development in every field, we are also facing numerous crises in the aspects of resources and monetary needs. Inflation has become a major obstacle in the path of development not just for our country but also for the world. The prices are skyrocketing in every field despite the tremendous speed of development that we are witnessing right now. So it becomes more important for us to plan for our beloved ones, be it something or someone,…
“Do not save what is left after spending; instead spend what is left after saving.” ― Warren Buffett The actual formula to save should be: Income – Savings = Expenses but in most cases it is Income – Expenses = Savings Allocating income to expenses first may end up in 0 or lower than required savings. Now why is it? The reason is that the source of income is limited, but the ways to expend has become frequent and convenient. With the advent of no cost EMI, credit card easy repayments, personal loan facilities, people are expending too much and creating debt…
Finance Guide Finance is the field that generally deals with the investment of property and goods along with specific responsibilities. In short, finance is nothing but to make the right decision while investing one’s assets. Finance Guide helped people to understand the importance of investment and the correct measures of doing it. Via the field of commerce, students are taught the subject of finance in schools and various universities which helps them to understand the importance of finance in students life and get a glimpse of reality. Let’s take a more in-depth look at Finance Guide to understand what financing…
Budgeting Ideas to Save Money Do you have a garden Or some small plants? No, Then try imagining for a minute that you do. You get a plant, so it in the soil and water it. Every morning, you check up on it and water it nicely. You make sure that it gets enough sunlight and air to grow. For the first few weeks, you behave in a very responsible way with it. But after some time, you start taking its health for granted. You assume that it does not need water every day and skip checking up on it. At…
Things to Remember about ATM cards in Travel Aboard Traveling is cool but if you lack the traveling tips, your experience can be the worst one. As a traveler, I had not a bad experience because of my proactive nature about anything. I travel a place but first, prepare for everything regarding that specific trip. But a common element about every trip is the source you get your money through. Here it means Atm cards, credit cards or the cash in hand, what will you opt for? Suggested is the ATM cards because it is the easiest and safest way.…
5 Ways PE Firms Can Drive Growth Leveraging Human Capital Provided an investment’s average hold period being five years, it becomes critical for every PE firm globally to recognize the human capital needs. Realising the significance of talent and leadership is becoming increasingly important. Forbes says – Wrong leadership overseeing the companies in the PE sector had led to portfolio firms failing to bring the expected returns for their investors 50% of the time. Tactics to Drive Growth in PE Through Human Resources Don’t Complicate the Human Resource Strategy A majority of PE firms are still clueless about building a…
Financial Planning in financial management Financial planning is a process of achieving financial goals within an expected time without facing risks and surprises. It will tell you what the resources and strategies you need to achieve your financial goals are. This process will take you closer to your financial goal step-by-step. It works as a guide that will tell you how to move in the journey of achieving financial goals. It may be possible to save money without a financial plan, but it may not be the right way to achieve it. If you have a great financial plan, it will…
Best Certified Financial Planners in India In India, financial advice firms have gained a massive response in recent years. This area continues to mature, and the financial advisors are always working hard and better to achieve clients’ financial objectives. People search for a financial planner in a way like they search for a doctor because they would prefer not to confront any sort of capitalist crisis. Fee-only Financial Planner A fee-only financial planner is a registered advisor who has the authority to give advice on finance to his clients. They earn compensation for their services only and help clients in…
Financial Freedom Financial literacy has been improved a lot, especially in emerging markets. However, only a small percentage of people managed to make enough money and get financial freedom so that they don’t have to worry about money again. A large percentage of people are still not aware of the ways to achieve financial freedom. To them… it is still a dream! Good news is, with proper guidance you can fulfill that dream too. Here, in this guide, we will talk about the tips of managing money to get financial freedom. By following these tips, it will be you who will be…
How Seniors Can Protect Themselves from Financial Abuse?- What is Financial Abuse? Financial abuse can take a number of different forms. It can be conducted by scam artists and thieves, who prey upon the vulnerable members of society, including people in elder homes. Financial abuse can also come from people who work with this vulnerable population. Nursing home workers who use their jobs as a way to gain confidence and then steal money or valuables from their patients. It’s also possible for the family to financially abuse their loved ones. This could be by taking money from their elderly relatives,…
Application of Finance in Students Life Finance is an important subject that will help you to know more about the transactions that are taken place in everyday life. It is measured in the monetary term which helps the business to know about the funds used for the operation of the business. It will also help them to know about how much Personal Finance is needed on a daily basis to carry out operations on different levels. Not only in Business but finance is used everywhere. You can take the example of your home, where Personal Finance is needed to carry…
What is Salary Slip? We feel entirely the joy of receiving the first salary after working hard in a company. Many new employees feel difficulty in understanding a salary slip. A salary slip is a payslip that is received by the employee from his employer. It is a systematic structure that contains financial statements of an employee’s salary. This slip includes details like HRA, LTA, bonus paid, and deduction. After the end of the month, the employers must release a payslip to their employees. Now you don’t need to go to the accountant section of your company to avail of…
Personal Finance Management Poor money management can be disastrous both for your short-term as well as long-term goals. Your personal finance management plan could serve to be the light at the end of the tunnel when you are ensuring your financial life. Management of money is known to take time to understand while improving on the same. For mastering your personal finance management process, it is going to take ample commitment along with a solid understanding of your financial situation. If you wish to ensure personal finance management effectively, here are some helpful strategies: Detail the Financial Goals You should…
Recent Trends in Financial Services Appearing in banks to make a financial transaction is almost a thing of the past. Not only for the transaction it is also true for bill payments, bank withdrawals and loan approvals. All inconveniences of appearing in banks, filling forms and credit investigations are becoming less due to advancements of technologies in financial institutions. Fintech made Transactions are more secure, faster and more accurate now. How Fintech Trend is Growing? Fintech is growing at a rapid rate in financial institutions because Fintech companies are revolutionizing how money is being handled. Transactions can now be done…