Can I use the NCB for more than two automobiles or bikes?

Answer-No, you are only allowed to use the NCB for two cars or bicycles. Because the policy for which a bike or two-wheeler has been insured is the one for which the NCB is given. The benefit you obtained from one policy cannot be used for another policy.

When I buy a new bike, can I transfer the NCB?

Answer-You can transfer NCB from your old bike to your new bike, so the answer is yes. This can only be accomplished once the old bike has been sold.

Answer-If you do not renew the insurance within 90 days of the expiration date, the NCB does really expire.

Can I still use my NCB Protection Add-On if I file a claim?

Answer-You can indeed file a claim while keeping your NCB Protection Add-On. Depending on the insurer, you may be able to submit a claim a different number of times throughout the policy period. Typically, the Add-on can only protect your NCB against two claims before the NCB is rendered invalid.

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