Question 1

How can I view the history of my PAN card loans?

Accepted Answer

Answer-Checking your credit record is the simplest approach to determine whether a loan has been disbursed using your PAN card. All credit cards and loans issued in your name are listed on your credit report. As a result, you will be able to determine whether any loans were made without your consent.

Question 2

Is a 700 CIBIL score good?

Accepted Answer

Answer-Your credit activity as shown in the "Accounts" and "Enquiries" section of your CIR is used to determine your CIBIL score, which has a range of 300-900. Most people consider a score of 700 or more to be good.

Question 3

What is the new PAN card's CIBIL score?

Accepted Answer

Answer-Your CIBIL score won't be impacted if you change your PAN card or number. Other information on your credit report includes your date of birth, banking activity, residential address, etc. Therefore, the CIBIL software will typically display a warning in your account if your PAN changes.

Question 4

How long is a valid CIBIL score?

Accepted Answer

Answer-If you have a current CIBIL Subscription, you can view your updated CIBIL Scores (previous version) for up to a year in the Score History part of the dashboard.

Question 5

How do I get rid of my CIBIL history?

Accepted Answer

Answer-By paying off credit card debt, limiting credit card usage, correcting any inaccuracies in the credit report, etc., a person can resolve their CIBILTM issues.

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