Top 5 Credit Cards for Online Shopping


For shopping enthusiasts, a credit card is an important tool that allows them to buy anything from anywhere because online shopping is one of the best Credit Card uses in this digital world of e-commerce. Rewards, gift vouchers, and cash backs are important features that attract users to use a credit card. There are so many companies which have been offering top credit cards for online shopping. Below, we have listed the best credit cards for online shopping, the few of them can be accessed at all online shopping stores.

Best Credit Cards for Online Shopping

  1. SBI Simply Click Credit Card

    It is one of the top credit cards for online shopping. This card offers 10 rewards point on every 100/- rupees shopping. It ties up with e-commerce companies like Amazon, Snapdeal, Flipkart, Bookmyshow, Urban clap, and Lenskart. The annual maintenance fee of this credit card is 499 rupees, which can be eliminated if you shop more than 1 lac in a year. The annual limit of the credit card is 2 lac. The company gives you 500 rupees as an Amazon gift card. The APR of this card is 40.2% which is slightly higher than other companies.

    Key Features:

    • You will receive a welcome gift voucher from Amazon.
    • Customers get 10 rewards point on every 100 rupees online purchase.
    • You will receive 2000 rupees e-voucher on spend of 1 Lakh rupees.
    • On annual spend of 1 lac, your annual fee will be reversed.
  2. ICICI Coral American Express Credit Card

    ICICI coral credit card is designed for online shopping, and the highlight of this card is a low annual fee. It is one of the best credit cards for online shopping which comes with many shopping treats like cashback, rewards, and e-vouchers. This is the ideal card for the people who often do online shopping. The customers can enjoy welcome gift worth of 999 rupees. Along with that, they can earn 4 reward points on every 100 rupees purchase. The downside of the credit card is that an eligibility criteria is required to use this card minimum salary is 45,000 or above.

    Key Features:

    • The customers can avail 2 movies ticket at one price from Bookmyshow.
    • You will receive e-voucher of 999 rupees as a welcome gift.
    • The customers will earn 4 rewards on every 100 rupees purchase.
    • You can take the benefits of 2 domestic airport lounge at a very quarter visit.
    • The customers will receive 50% rewards points on online shopping.
  3. Snap Deal HDFC Card

    HDFC has combined with Snapdeal and launch this card for online shopping customers. This Best HDFC Credit Card comes with exciting offers as well as discounts. It is one of the top credit cards for online shopping customers. After one customer has to pay 500 rupees as an annual fee. Along with that, the APR rate is 40.80% respectively. The downside of this credit card is that it only offers 2 rewards points on the purchase of Rs. 150 and 10 points if you purchase from the Snapdeal. Technically, this card only beneficial for the snap deal users.

    Key Features:

    • You can redeem their rewards points for snap deal vouchers.
    • The customers receive 2 reward points on 150 purchase, whereas 10 reward points on the same purchase, but shop from the snap deal.
    • You will receive 5% instant discount from the snap deal.
    • In order to access this credit card, an applicant age must lie between 21- 60 years respectively.
  4. First Citizen Citibank Titanium Credit Card

    This card is for voracious shoppers and one of the top credit cards for online shopping. Through this credit card, you can shop around the world and from any e-commerce website. Along with that, you can save unlimited saving by availing the benefits of discounts offers, rewards points, and cask backs. This card comes with some unique features that you will not find from any other credit cards like EMI option on purchase above 2,500, easy payment transfer option, customers get excellent rewards points on every purchase and on customers can redeem their shoppers stop vouchers.

    Key Features:

    • Customers can enjoy the benefits when sweeping this credit card at beauty and spa centers.
    • The annual credit card is 500/-
    • As a welcome gift, you will receive 2 vouchers of 250 rupees.
    • 15% discounts on the purchase of 2000 from
    • Customers can redeem their reward points instantly at
  5. Axis Bank Buzz Credit Card

    Axis bank credit card is one of the suitable and best credit cards for online shopping. It is more suitable for Flipkart users. Customers get instant 10% discounts while shopping on Flipkart. The annual fee of this credit card is Rs. 750, which is relatively higher than other top credit cards for online shopping. But, you have to pay an annual fee in the second year. The key benefits of a credit card are 15% discounts at partners restaurants.

    Key Features:

    • Customers will receive 2 reward points on every 200 purchase and 3 rewards points on online purchase.
    • Flipkart users can get 5% instant discount from 6 to 31 of every month on Flipkart.
    • You will get special vouchers as a welcome gift.

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